Aetna Medicare Supplement Insurance Review

There are many people today who are trying to compare Aetna Medicare Supplement plans online. For many of them, having a trusted Medigap company managing their health insurance is vital.

The good news is you can purchase an Aetna Medicare Supplement Plan G, Aetna Medicare Supplement Plan F, or Aetna Medicare Supplement Plan N in minutes online. The most important thing to remember is that Medicare Supplement plans vary by state and county. So if you live in Texas, Florida, Minnesota, Ohio, or other states, finding the lowest Medicare Supplement rates in your area can be tricky. That’s where we can help.

This is one reason we highly recommend that you compare Medicare Supplement plans online using your zip code, age, gender, and county.

For many Medicare beneficiaries today, finding affordable health insurance can be difficult. After all, each year Medicare plans and benefits change. The good news is that Medicare Supplement insurance companies know this and so they work hard to provide the best customer experience and answer any questions you may have about your bills and health claims. Aetna Medicare Supplement rates continue to be competitive year in and year out.

Why Choose a Medicare Supplement Plan

Aetna is a managed healthcare company that was started in 1853. They got their start as a life insurance company and were known at one time as Aetna Life Insurance Company. One of the most interesting tidbits about Aetna is that its name comes from a volcano, Mt. Etna. It seems that the founder had a vision that the company would be active like a volcano. The brand name stuck.

Currently, Aetna has over 49,000 customers. The company’s home base is in Hartford, Connecticut. They have several subsidiaries including:

• Coventry Health Care
• Healthagen
• Active Health Management
• Aetna International

Another thing many people may not know about Aetna Medicare supplement insurance is that they have been selling not only major medical policies but Medicare Supplement Plans for a long time.

Besides major medical policies and Medicare plans, they also offer related services like:

• Pharmaceutical
• Dental
• Behavior Therapy
• Long-term Care
• Disability

They’ve also been a subsidiary of CVS since November 2018.

Many people choose to get their Medicare coverage through Aetna supplemental insurance because they’ve had their regular health insurance with the company. The other thing is that Aetna Medicare Supplement rates traditionally remain low and they are considered one of the best insurance companies offering supplemental insurance in the United States.

Overall the company has established itself as a reputable health insurance provider because of its great service, stable rates, and overall financial strength.

Aetna Medicare Supplement Insurance Rates & Ratings

• A.M. Best Rating: A
• Growth Rate over 5 years: 13%
• Total number of employees: over 49,000
• Total number of customers: over 45,000,000

Aetna Medigap Reviews

Aetna supplemental insurance has a long track record of providing fiscal responsibility and consumer confidence as a Medicare supplemental insurance company. They have serviced millions of Medicare beneficiaries over the years and many seniors rely on them for not only their health insurance coverage but also other insurance like life insurance.

• One example would be Patty P. She recently moved from one state to another and found that her Medicare Supplement Plan G was going to go up significantly by relocating. One of the independent, licensed agents contracted with us was able to save several hundred dollars a year with an Aetna Medicare Supplement Plan G. These are the types of stories we love to tell because providing financial savings to seniors improves their overall way of life.

There are a variety of reasons why you might choose to have an Aetna Medicare Supplement plan. For most people, it’s the confidence that comes with a trusted health insurance company like Aetna who set a high standard for their coverage and competitive premiums on their plans. Medicare insurance coverage is something that should give you peace of mind.

Here are a few other great reasons you may choose to purchase a Medicare Supplement Plan from Aetna:

• They offer a 30-day free look period on their Medicare Supplement plans. Once approved for your coverage you have 30 days to review your policy. If you’re not happy, you can cancel your plan.
• Aetna Medicare Supplement plans can be used at any provider in the country who currently accepts Original Medicare. This means you can have peace of mind as you travel knowing that your health insurance is taken care of wherever you end up.
• Aetna Medicare Supplement plan rates tend to be some of the more stable rates from year to year. As we all know, Medicare Supplement rates can increase each year regardless of which company you choose.
• Finally, a whopping 90% of seniors who have an Aetna supplemental insurance report satisfaction with their coverage.

What Type of Medicare Supplement Plans Does Aetna Offer?

As you probably already know, Medicare Supplement plans are standardized by the government. This means that when you choose an Aetna Medicare Supplement Plan G, you’ll get the same coverage you would from any other Medicare Supplement Plan G. As stated earlier, Aetna Medicare Supplement rates will vary by where you live. This is why it’s important to compare Medicare Supplement plans based on your age, gender, and zip code.

The most Medicare Supplement Plans tend to be Medicare Supplement Plan F, Medicare Supplement G, and Medicare Supplement N. In certain states like Minnesota, you may have the option of a Basic Supplement Plan or an Extended Basic Supplement Plan.

Aetna Medicare Supplement Plan F

As you may already know, Medicare Supplement Plan F is often considered the most comprehensive Medigap plan available to seniors. If you are currently enrolled in Original Medicare Part A and Medicare Part B then you have the option of purchasing a Medigap Plan F. Around 40% of Medicare beneficiaries currently have Medigap Plan F. However, because Plan F is so thorough in coverage, it tends to be the most expensive Medigap plan available. The good news is, if you choose to purchase an Aetna Medigap Plan F most if not all of your out-of-pocket costs will be eliminated. Many consider Plan F the premier Medigap plan available.

When you have a Medicare Supplement Plan F, you’ll quickly find that the plan covers the gaps left over from Original Medicare Part A and Medicare Part B. The other great thing about the Aetna Medicare Supplement Plan F is that it doesn’t have network restrictions like Medicare Advantage Plans. It also will include some foreign travel coverage and even extra charges.

Here are some of the benefits available with a Medigap Plan F:

• Medicare Part A coinsurance and hospital costs
• Medicare Part B coinsurance or copayment
• Blood (first 2 pints)
• Part A hospice care coinsurance or copayment
• Skilled nursing facility care coinsurance
• Part A deductible
• Part B deductible
• Part B excess charges
• Foreign travel emergency (up to plan limits)

If you’re unsure which Medigap plan is right for you, it can be helpful to talk to a licensed insurance agent. They can help you discover some of the benefits and differences between plans F, G, and N, etc.

Aetna Medicare Supplement Plan G

Over the last few years, many insurance companies have seen an increase in popularity for Medigap Plan G. In fact, as many as 13 percent of Medigap plans sold are now Medigap Plan G. The main difference between Aetna Medigap Plan F and Plan G is that Plan G won’t cover your Part B deductible.

One reason this is important is that the cost difference between Plan F and Plan G may be greater than the Part B deductible. For many seniors, Plan G makes sense because they’re willing to pay the Part B deductible out of their own pocket rather than having it as part of their Medigap premium.

Aetna Medicare Supplement Plan N

When it comes to Medicare Supplement Plan N from Aetna, many seniors find this to be a way to save on their monthly premiums. Medigap Plan N may also be a good option if you’re relatively healthy. If you only go to the doctor’s office a couple times of a year but want the freedom of choosing your doctor.

Aetna Plan N might be a good option for you. About 11% of Medicare beneficiaries also have a Plan N in addition to their Original Part A and Part B coverage. Here are some important benefits of Aetna Medigap Plan N:

• Medicare Part A Coinsurance and hospital costs
• Medicare Part B coinsurance or copayment (Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in admission
• Blood (first 3 pints)
• Part A hospice care coinsurance or copayment
• Skilled nursing facility care coinsurance
• Part A deductible
• Some foreign travel emergency

Learn more:
Average Cost of Medicare Supplement Plans

If you have other questions about Aetna Medicare Supplement rates, feel free to give us a call.

*Please note, we are not Aetna insurance company. This is simply a review.